1. student card: banks usually issue special student credit cards, and only need to provide the student's ID card, household registration book and other supporting materials without providing work certificates.
2. Civil servant card: Banks also have credit cards for civil servants, employees of some state-owned enterprises and other groups, and such cards do not require proof of work.
3. Credit card-free loans: Users need loans instead of credit cards, and they can also consider credit card-free loans, which do not require work certificates or guarantors.