Note: The billing date of China Merchants Bank Credit Card is 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th every month, and it can only be changed once every six months. The specific billing date is subject to the bill.
The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.
The last repayment date, that is, the due repayment date, refers to the latest date when the credit card issuing bank requires the cardholder to return the payable amount. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date.
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Use China Merchants Bank credit card on the due repayment date.
1. Credit card holders of China Merchants Bank can enjoy interest-free treatment by repaying all the amount due before the bank bookkeeping date and before the due repayment date (inclusive), which is called interest-free repayment period;
2. If the cardholder's current repayment is insufficient, and the unpaid amount does not exceed RMB 65,438+00 or US$ 65,438+0 yuan, no interest and late fee will be added to the consumer transactions that can enjoy interest-free treatment;
3. If the cardholder fails to repay in full (only the minimum repayment amount and above) before the due repayment date, China Merchants Bank will charge a certain amount of cyclic interest for all your consumption during this period;
4. If the cardholder fails to repay before the due repayment date or the repayment amount is lower than the minimum repayment amount, China Merchants Bank will charge a certain amount of cyclic interest and late payment fee for all your consumption amount during this period.
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