this is not possible.

Temporary credit line is to temporarily increase the total credit on the basis of permanent credit line to meet the temporary needs of customers. According to the regulations of the bank, the general temporary increase of the credit line is 2% of the permanent credit line, and it has a certain validity period. The validity period is usually 1-2 months, after which the original quota will be restored.

If you want to increase the fixed amount, you can try this:

1. Consume credit cards as much as possible

After the credit card is completed, you will pay as much as possible. Clothes, food, accommodation and banks will choose the shops where you can pay the card. The more frequently you use it, the more loyal you are to the bank. The information system of the issuing bank will record and count the frequency of your credit card. With a good repayment record, you can usually apply to the issuing bank for increasing the credit limit by phone or in writing, and even the issuing bank will automatically increase your credit limit (for high-quality customers with high consumption and high repayment), and the bank is willing to increase the credit limit).

2. Use up the credit card limit as much as possible

It is best to use up the amount given by the bank every month. The monthly consumption amount of the cardholder is the main reference for the bank to consider how much to increase. If your credit card limit is 3, yuan and your monthly consumption is around 1 yuan, the bank will think that the quota of 3, yuan is enough to meet your needs. If you apply for increasing the quota, even if your credit history is good, the bank usually won't give too high a quota. If your monthly consumption is close to 3 yuan, the bank will know that your credit card amount is really insufficient and will greatly increase its quota.

3. Don't generate late fees

If you don't repay your debts in time, you not only need to pay a high late fee, but also need to record it through the bank's credit system and register it in the personal credit system of the central bank. This will not only affect your credit card application, increase the amount of credit and consumption, but also affect your future loan (the bank will use this loan when approving the loan). For important references, transactions (business partners can also apply to check your credit status), even job hunting (many companies also use personal credit as the recruitment standard) and many other troubles, so you hit a wall everywhere.

4. Use temporary quota appropriately

Generally speaking, you can apply for increasing the temporary quota within one to three months after the credit card is opened. If you pay immediately after the temporary adjustment, the bank will think that you really have high requirements on consumption and repayment ability, so it is easy to increase the permanent quota.

Extended information:

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, which includes credit limit (that is, the maximum credit card overdraft limit) and the amount deposited in the credit card.

the amount of any credit card depends on the effective income provided by the individual in the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

temporary credit line, as its name implies, is the total credit line temporarily increased by banks on the basis of permanent credit line to meet the temporary needs of customers. According to the regulations of the bank, the general temporary credit line is raised by 2% on the basis of the permanent credit line, and it has a certain validity period.

Baidu encyclopedia-temporary credit card limit