If the credit card is overdue and the bank requires you to pay it back to the neighborhood committee of your hometown, and you also know the name of the neighborhood committee director, you can take the following measures:

1. First, contact the neighborhood committee director: directly The director of the neighborhood committee can get in touch by calling, sending a text message, or going to the neighborhood committee office in person.

2. Fully communicate and explain the situation: Explain in detail the reasons and circumstances of the overdue credit card to the director of the neighborhood committee, express your dilemma honestly, and hope to get the understanding and support of the director of the neighborhood committee.

3. Ask the neighborhood committee for help in contacting the bank: Ask the director of the neighborhood committee to help contact the bank, explain your dilemma, and seek negotiation with the bank for a more graceful period for credit card repayment or other solutions.

4. Neighborhood committee participation in supervision: If the bank agrees to the neighborhood committee's intervention, the director of the neighborhood committee can be the supervisor of credit card repayment to ensure that the repayment is carried out on time and regularly report the repayment status to the neighborhood committee.

5. Resource integration and assistance: The director of the neighborhood committee may assist you in integrating community resources and help you solve other difficulties that may lead to overdue credit cards, such as providing employment information, social assistance channels, etc. to help you improve your economy. situation.

6. Seek legal aid: If the above measures are ineffective, you can ask the director of the neighborhood committee for the contact information of a legal aid agency and seek legal aid to protect your rights.

Summary: If your credit card is overdue and the bank has to go to the neighborhood committee for repayment, and you know the name of the neighborhood committee director, you can seek support and help from the neighborhood committee by contacting the neighborhood committee director, explaining the situation, seeking assistance and integrating resources, etc. , to solve the problem of overdue credit cards.

Extended information: Neighborhood committees are grassroots self-governing organizations in Chinese urban communities, responsible for resident affairs management, community services and community construction. The director of the neighborhood committee is a community leader elected by residents. He is responsible for coordinating resident affairs and services in the community and handling residents' daily problems.

Please note that the above answers are general suggestions, and specific solutions may vary depending on region and personal circumstances. It is recommended to use it flexibly according to the actual situation and consult relevant professional institutions or legal aid when necessary.