Can the bank check the deposit when applying for a credit card? If you have a deposit in a bank that handles credit cards, the bank may find out. After all, the bank has to analyze the customer's contribution. Those who have deposits will contribute deposits. In addition, if the applicant also bought an insurance policy at the bank, or If you invest in financial products, funds, etc., you can check it from the contribution. However, if the deposit is from another bank, the bank that applies for the credit card will not be able to check it. However, the applicant can submit other bank's large deposit certificates, insurance policies, investments and other information to the bank. These information can give the applicant extra points, and the card will be approved. Those who are more advantageous have an advantage over those who do not have any assets.
Can I get approved for a credit card if I have deposits? Not necessarily. The deposit only guarantees the applicant's ability to repay, but it still has to be evaluated based on multiple aspects such as the applicant's credit, income, and the type of credit card applied for. After the evaluation, there will be a score. If it meets the criteria for card approval You can apply for a card upon request, otherwise the card may be declined even if you have a large deposit. For this reason, if cardholders want to be successfully approved for the card, it is best to maintain good credit, good repayment ability, and choose the right credit card. Do not blindly pursue high-end credit cards. It is recommended to choose the appropriate card level based on your own credit conditions. The above is the relevant introduction to "Can the bank check the deposit when applying for a credit card?", I hope it will be helpful to everyone.