The electronic card of cash installment of CITIC Bank is a virtual card launched by CITIC Bank to repay all the money of cash installment business. Cash installment refers to a method of installment that converts the credit limit in the cardholder's credit card into cash, then transfers it to the designated debit card and returns it according to the specified number of installments.

CITIC Bank's cash installment electronic card can only repay all the money generated by the cash installment business, and cannot be used for any other transactions such as cash withdrawal and consumption. The validity period of CITIC Bank's cash installment electronic card is 5 years, and cardholders need to use CITIC Bank's cash installment electronic card within the validity period.

If the cardholder needs to handle the cash withdrawal business, he can handle the cash advance business through the official account of CITIC Bank Credit Card official website and CITIC Credit Card WeChat. If the cardholder wants to spend, he can use CITIC Bank credit card or debit card to spend.

When CITIC Bank repays by electronic card in cash installment, it can go to the cash installment page to repay directly. If the cardholder doesn't want to repay through the cash installment electronic card of CITIC Bank, he can also repay through the ordinary repayment method.

If the cardholder needs to repay the loan by cash installment, he can bring his ID card, credit card and smart phone to CITIC Bank for cash installment. CITIC Bank's cash installment electronic card does not support the application for supplementary cards.