It is related to the installment amount and star rating of personal credit cards. Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank and Ping An Bank merged and renamed Shenzhen Ping An Bank. The cash installment discount of Ping An Credit Card is different, which is related to the installment amount and the star rating of personal credit card. Ping An Credit Card not only has the basic functions of credit consumption and cash advance, but also has many special functions, providing cardholders with all-round security covering "safe consumption, safe home and safe travel".