As long as the card applicant meets the following application conditions, prepares the application materials, and goes to the bank counter to apply for the card application service, it can be processed.

Conditions for applying for a credit card:

1. The cardholder must use the original credit card for at least 6 months.

2. The cardholder has no overdue repayments during the period of using the card.

3. The age of the cardholder needs to be between 25 and 40 years old.

Materials required to apply for a card:

1. Copy of identity certificate:

Card holders need to bring a copy of their resident ID card or military officer ID card , if you are a compatriot from Hong Kong and Macao, you need to provide a Mainland Travel Permit and a copy of your proof of residence for more than one year.

2. Copy of credit card from other banks:

When applying for a card, you must bring a copy of the credit card from other banks that you currently hold.

3. Proof of work and proof of financial resources:

To apply for a card with a card, you need to provide proof of your work, income statement, bank deposit certificate, and proof of your own real estate, etc.