Accumulate points for spending with China Merchants Bank credit cards, and earn 1 point for every RMB 20/USD 2 spent in a single transaction.

Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and receive an additional 50 points (points are rounded up to an integer), but are valid for 2.5 to 3 years. YOUNG Card Youth Moderator Card, Sina Weibo Credit Card, and GQ Card holders who use this card to make purchases in their birthday month will be awarded an additional 1x points, up to a maximum of 2,000 points.

Car cards, city theme series gold cards, Jiuyou.com co-branded cards, World of Warcraft cards, ThinkPad credit cards, QQ membership co-branded cards, Kaixin.com co-branded cards, and American Express cards accumulate exclusive points and are not combined with other card types. points are combined and used.