1. Credible, but there are certain risks.
2. This method of applying for a card does have certain risks. First of all, blindly providing personal information to the other party without being able to confirm the other party's identity can easily be used by criminals to forge credit cards using your identity. By the time it is discovered, serious losses have usually been caused. Secondly, if you apply for a card without knowing the card fees, you are likely to apply for a card that you cannot use at all or that charges very high fees. This will only increase your burden. If you want to cancel it, it will be time-consuming and laborious. Finally, some criminals take advantage of cardholders' eagerness to apply for cards and charge so-called "agency fees", "card production fees" and other fees, making it easy for cardholders with weak awareness of prevention to be deceived. If you want to apply for a card, it is best to go through formal channels, such as bank branch counters and official websites.
3. Of course, CITIC Bank Credit Card WeChat has many practical functions. It can not only check the card application progress, but also apply for the card online. The progress you mentioned is under "Quick Card Application" In one column, find "Card Application Progress Inquiry" and follow the relevant prompts. Nowadays, there are many online credit card application channels, and WeChat is also used. WeChat has become the diversion platform for credit card applications for card issuers.
1. Every credit card needs to be strictly reviewed by the bank before it is issued, and the bank does not authorize any platform to issue credit cards. At most, it authorizes some intermediary platforms to provide card application platforms, such as Alipay and WeChat. , QQ, etc. If there are similar advertisements in your WeChat circle of friends, such as "You can get a large credit card with just your ID card", then you should be wary. This kind of advertisement is either deceiving information or defrauding handling fees.
2. WeChat credit card application platform. After filling in the information and submitting it online, you only need to wait for the card to be issued. The specific application path is as follows: Personal WeChat - My - Wallet - Credit Card Repayment - Free Credit Card Application. The types of credit cards that can be applied for on WeChat are limited. China Merchants Bank, China Minsheng Bank, China Guangfa Bank, Industrial and Commercial Bank of China, CITIC Bank, Shanghai Pudong Development Bank, Bank of Communications, Bank of China, Ping An Bank, Industrial Bank, and China Everbright Bank each have three popular cards that can be applied for.
Operating environment:
Mobile phone model: ELS-AN00 2.0.0.2
WeChat: 8.0.16