As to whether college students can apply for a credit card, the answer is yes. Currently, there are many banks on the market that provide credit card services for college students, such as Bank of China’s Taobao Campus Card, China Construction Bank’s College Student Credit Card, Agricultural Bank of China’s U Card, ICBC’s Peony Card, China Merchants Bank’s YOUNG Card, and CITIC’s College Student I Card. The credit card limit you apply for for the first time is usually relatively low, usually around a few hundred yuan.
To successfully apply for a college student credit card, the applicant must meet two basic conditions: first, the applicant must be over 18 years old; second, the applicant must be a full-time college student with a bachelor's degree or above. These are the basic thresholds most banks set for college student credit card applicants.
During the application process, you usually need to provide some documents, such as a copy of your ID card, a copy of your student ID card, or a certificate issued by the school. Some banks may also require other supporting documents. As for the types of credit cards, there are seven types of credit cards on the market specifically designed for college students, such as ICBC’s Peony Student Card, China Construction Bank’s Dragon Card College Student Card, Agricultural Bank of China’s Excellent Card, China Merchants Bank’s Young Card, etc., as well as Guangdong Development Bank’s Fantasy Card, CITIC’s I-Card and China Merchants Bank’s League of Legends Credit Card Campus Edition, etc.
In general, college students can apply for a credit card by meeting certain criteria and submitting required documents, but the limit and specific requirements may vary by bank. Before choosing and applying, it is recommended to learn more about the specific regulations and credit card terms of each bank.