1. ICBC Wuhan Pass can be used for consumption in advance and then repaid, while for ordinary Wuhan Pass, deposits must be made before consumption. ICBC Wuhan Pass has an installment payment function, but ordinary Wuhan Pass does not. ICBC Wuhan Pass can be divided into credit card, quasi-credit card and debit card according to the payment method.

2. ICBC Wuhan Pass can accumulate points for consumption, which can be redeemed for free products in the points mall. Ordinary Wuhan Pass does not have this function. If you use ICBC Wuhan Pass and have a good record, you can accumulate credit for the future and be beneficial to future loans. ICBC Wuhan Pass can only deposit money first and then spend money, and there is no bank card with overdraft function.

3. ICBC Wuhan Tong is a card issued by banks to provide depositors with convenient and fast services. It can mainly store, withdraw money or transfer money at ATMs or service desks. ICBC Wuhan Tong It is a type of debit card, which is a bank card that can only be used for deposits and withdrawals, transfers, remittances, and payment of water, electricity and gas bills.

Extended information:

Precautions to prevent risks when using bank cards:

1. When applying for a bank card, you should carefully read the nature of the card stated in the application form , service content and related rights and obligations. When you get a bank card, you should change the initial password as soon as possible according to the instructions of the financial institution. When setting the password, avoid using simple numbers such as birthday and ID number. The card should be kept properly and cannot be stored together with passwords and ID documents.

2. When entering the password on the bank's self-service equipment, be sure to cover it with your hands. If you find any abnormalities in the password shield and card slot of the equipment, for the sake of safety, do not use it and inform the bank immediately. When contacting the bank, please call the bank's customer service hotline. Please do not dial the unknown phone number posted on the self-service machine.

3. When handling business on a bank's self-service equipment, do not panic when a card or coin is swallowed, or a deposit or withdrawal fails. You should call the bank customer number in time and wait for the staff to handle it. Especially when making deposits at self-service machines, you must ensure that the banknotes are clean and complete. Banknotes with missing, dog-eared, damaged or stained corners must not be deposited to prevent unsuccessful transactions.

Baidu Encyclopedia-Wuhan Pass