1. Differences in application conditions.
credit card: just meet the basic requirements for applying for a credit card.
vip card: the bank will actively invite qualified customers to apply for platinum card, and platinum card customers can enjoy platinum customer service hotline service and distinguished value-added services.
2. the difference of credit line.
credit card: generally between 1, yuan and 5, yuan
vip card: around 1, yuan, even as high as 5, yuan.
3. The difference of annual fee.
credit card: ABC's credit card does not charge an annual fee.
vip card: the annual fee is around 1-2, and there are even discounts.
4. the difference of credit card rights.
credit card: the preferential discount you can enjoy is slightly lower, and you can't enjoy many value-added services provided by banks.
vip card: you can enjoy higher discounts and redeem points gifts at preferential merchants.
Baidu Encyclopedia-Agricultural Bank Credit Card
Agricultural Bank Jinsui Golf Platinum Card (VIP Card)