Matters needing attention in applying for Wanka (credit card) are as follows:

1. Accurate identity information: ensure that the personal information filled in is accurate, including name, ID number, contact information, etc. Incorrect or inconsistent information may lead to audit failure.

2. Good credit record: the bank will check the applicant's credit record, including personal credit report and credit record. Loan repayment records, credit card use and other liabilities may affect the audit results.

3. Complete application materials: usually you need to provide identity certificates, income certificates, bank accounts and other related materials. Ensure that the application form and materials are complete and avoid omissions.

4. Stable source of income: the bank will pay attention to the income of the applicant, including wages, salaries, property, etc. Having a stable source of income can increase the chances of being approved.

Wanka (credit card) has the following characteristics:

1. Deferred repayment: After using Wanka, you can choose to repay in full or in installments before the specified repayment date, so that consumers have more flexibility and convenience in payment.

2. Credit limit: Wancartoon often has a certain credit limit, which can be determined according to personal credit rating and repayment record. Once the credit line is obtained, consumers can use it at any time.

3. Security: Wancartoon often has security mechanisms to prevent stealing and cheating, such as chip cards and real-name authentication, to ensure the security of cardholders' funds.

Wanka is a payment tool with the following functions.

1, convenient payment: Wanka can be used in various payment scenarios such as online shopping, physical store consumption, catering and entertainment, providing a more convenient payment method without carrying a lot of cash.

2. Emergency turnover: Wanka can be used as a turnover tool for emergency funds. When there is an emergency or a large amount of money needs to be paid, you can use Wanka to pay in advance and then repay in installments.

3. Establish a credit record: correctly holding and using Wanka helps to establish a personal credit record. Through timely repayment and normal use, it is helpful to improve personal credit score and provide better credit support for future loans and house purchases.