① Apply for increasing the temporary quota: If you need money urgently, you can call the customer service phone of the bank to apply for increasing the temporary quota. As long as you keep a good credit record and repayment, generally speaking, the bank will approve it. However, the temporary quota is valid, and the original quota will be automatically restored upon expiration. The application for temporary quota has not been completed. You cannot apply for temporary quota again. The temporary line cannot repay the minimum repayment amount and installment payment. After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit.

② Apply for increasing the fixed line: the conditions for applying for increasing the fixed line are good credit record, frequent credit card swiping, monthly amount accounting for 30% of the credit line, occasional application for installment business, etc. You can apply to the bank or wait for the bank to take the initiative to increase your credit limit.

You can log on to the online banking of Bank of Beijing, enter the line inquiry page, enter your credit card number, and select the adjustment application. Or call the credit card service hotline of Bank of Beijing at 9556 1, verify your identity through the card number or ID number, and manually apply for adjusting the credit card limit.