1. Call you: The phone reminder is mainly aimed at overdue behaviors of more than 3 days and more than one billing period.
second, arrange staff to remind you at home: this method is mainly aimed at customers who fail to pay back the money for more than 9 days, and the bank will arrange the collection staff to come to the cardholder's residence or work address to collect the money.
third, bring a lawsuit in court: mainly for those overdue for more than half a year, the bank will apply to the court for repayment of the cardholder.
iv. to the outsourcing company: mainly for customers who have not paid back the overdue funds for more than one year, the bank will package the overdue funds, then discount the outsourcing company and entrust the outsourcing company to make dunning.
tip: if you use a credit card, you must repay it on time. Otherwise, not only will the bank default, but it will also affect the credit. If it is serious, it will be impossible to borrow money to buy a house or a car. You may even take a lawsuit, which will have a great impact on your credit information. It may affect your personal credit information and your job search in the future.