But it is not recommended to deposit money into a credit card account because:

1. If you want to withdraw cash from your credit card account, you need to pay a handling fee. Even if the money is your own deposit, you still need to pay the handling fee. Therefore, if you need to withdraw cash, don't put the money in a credit card account, which is not cost-effective.

The deposit in the credit card account has no interest, not even the current interest.

Therefore, the money in the credit card account not only has no deposit interest, but also has to pay a handling fee to withdraw cash. Why use credit cards to save money?