1. SMS redemption: the cardholder can edit the SMS and send it to the customer service number designated by CCB to redeem the goods;

2. Points offset: When the cardholder joins the merchant consumption of China Construction Bank, he can offset the cash consumption with points;

3. Online redemption: cardholders can enter the online club mall of CCB Credit Card for redemption;

4. Telephone exchange: the cardholder can call the service phone designated by China Construction Bank for exchange;

5. Cardholders can exchange money at the designated business outlets of China Construction Bank;