Currently, most young people have a strong sense of advanced consumption. They apply for several credit cards and spend money tomorrow. This is the fashionable life they pursue. Major banks have responded to the demand and made it easier for people to apply for credit cards, making it a reality for people to apply for credit cards for free. So, what? It is understood that there are currently two ways to apply for a credit card for free: application at business outlets and online application. Next, I will introduce you to two ways to apply for a credit card for free. Apply for a credit card for free at a business outlet: Currently, the most common way to apply for a credit card for free is to go directly to a nearby bank outlet and ask the relevant bank staff to apply for a credit card on your behalf. Of course, before applying, you need to prepare all the materials required for applying for a credit card, such as your valid ID card and its copy, your work certificate or income certificate materials. If you want to apply for a high-limit credit card, you also need to provide time deposit certificates, car driving certificates, etc. certificate and house property ownership certificate and other supporting materials. This method not only allows you to apply for a credit card for free, but it is also more direct and hassle-free. However, if it is far away from home, users need to go to the bank business hall in person to handle it, which is still somewhat time-consuming and labor-intensive. Apply for a credit card online for free: There is another way to apply for a credit card for free, which is to apply for a credit card online. You only need to log in to the personal online banking of the bank where the credit card you want to apply for is located. On the personal online banking interface, select "Credit Card Services" and click "Apply for a Credit Card". It doesn't matter if you don't have online banking. You can directly log in to the homepage of the bank where you want to apply for the credit card, and you can also apply for a credit card for free. After logging in to the bank's homepage, enter the credit card application page and select the application area. The system will list the types of credit cards that can be applied for in the area for you to choose from. After selecting the type of card you want to apply for, you need to fill in the personal information for the credit card. After filling in , click "Submit" to complete the operation. Finally, the system will automatically review it first and then submit it to the local branch for further review. After passing the review, the bank will notify you online that you have successfully applied for the bank's credit card. But generally speaking, the credit card limit applied for online is not high. If you want to increase the overdraft limit, you need to submit proof of personal financial resources when you go through the card collection procedures. Finally, I would like to remind everyone that there are currently many "credit card agency" websites on the Internet that also claim to apply for free credit cards, and some even claim to be able to handle high-limit credit cards worth hundreds of thousands. These so-called "credit card agency" websites are very likely to be This is used to defraud handling fees or deposits, or even worse, to steal customer information to apply for a credit card and then maliciously overdraft. Therefore, if you want to truly “get a credit card for free”, it’s best to do it yourself!