You can pay the minimum payment.
Detailed instructions:
1. The repayment date of CITIC Credit Card is 4 days, which means that the repayment operation can still be carried out within four days after the repayment date.
2. Minimum repayment means repaying according to the minimum repayment amount stipulated in the credit card bill, rather than paying off the entire balance of the bill.
3. Even if the repayment date is exceeded, as long as the minimum repayment is made within four days before the overdue date, it will still be regarded as timely repayment and will not be considered overdue.
4. The advantage of minimum repayment is that even if you are temporarily unable to repay the balance in full, you can avoid overdue penalty interest and damage to your credit record.
5. However, the minimum payment is only a temporary way to relieve the pressure of debt. The outstanding balance will accumulate interest and need to be repaid in subsequent bills.
6. If the cardholder's financial conditions permit, it is recommended to pay off all outstanding debts as much as possible to avoid the burden of high interest rates.
7. In summary, CITIC Credit Card can still choose the minimum repayment within four days of the repayment date, but it is recommended to weigh it carefully based on your own situation.
Extended information:
1. Different credit card issuers have different requirements for the minimum repayment amount, which is generally a certain proportion of the total amount owed (such as 5 or 10).
2. The specific calculation method of the minimum repayment amount may be affected by the length of the credit card billing cycle, interest rate and other factors.
3. Minimum repayments can only temporarily relieve financial pressure. In the long run, you still need to repay the balance in full to maintain a good credit record.
Summary: