Many friends often think of bank loans when they are in urgent need of cash flow, but loans are too troublesome. You need to provide various documents to prove your repayment ability. If you do not meet the requirements, you will easily lose it. . However, if you have a credit card, you can apply for cash installment business, and you can also withdraw money from the bank and repay it in installments, which is more cost-effective than withdrawing money directly with a credit card. However, no matter which bank there is, there are handling fees for credit card cash installments. The following is an introduction to the cash installment fee charging standards for Postal Savings Credit Cards.

Before talking about cash installment, let’s first take a look at the conditions for applying for postal savings credit card cash installment. Currently, it is only available to individual principal cardholders, and the cash installment amount starts from 1,000 yuan. If you meet these two Those who meet these conditions can apply through Postal Savings Bank customer service hotline 400-88-95580 or through online banking, mobile banking, WeChat banking and other channels.

How much is the postal savings bank credit card cash installment fee?

Except for Postal Bank’s credit card cash installments, which are divided into 3/6/12/18/24 installments at 0.9, the other three installments are divided into 0.75. Moreover, the handling fee collection method can only be collected once according to regulations, and one-time payment cannot be selected. Calculation formula: Handling fee per installment = Cash installment amount × Cash installment handling rate.

[Example] Apply for 10 million yuan in cash installments, divided into 12 installments, and the rate for each installment is 0.75, then the handling fee for each installment is 75 yuan, and the total handling fee is 900 yuan.