2. Industrial Bank Taobao co-branded credit card gold card;
3. Shanghai Pudong Development Bank Campus Youth Card;
4. Bank of Communications Y-POWER Credit Card;
5. Minsheng Bank is in the card;
6. CITIC Taobao co-branded credit card.
There are many credit cards suitable for young people. When choosing a credit card, the most important thing is its rights and interests. You can apply for any credit card you like.
Extended data:
China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank, which can be used for non-student customers under the age of 30. After the user opens the online payment function, he/she sets the cumulative consumption limit by himself. When the consumption reaches this limit, it needs to be reset, and the previous accumulated records will be cleared.
Annual fee of main card: annual fee of ordinary card 100 yuan.
Free annual fee policy: unconditional free in the first year, free annual fee by swiping the card 6 times in the second year, and so on.
Cash advance limit: 65438+ 000% of credit line.
Interest-free period: 18 days to 49 days
Consumption verification method: signature+password
Revolving credit interest (daily interest): 0.05% interest is charged every day.
SMS notification fee for consumption: free SMS notification for consumption exceeding 100 yuan, and no notification for consumption below 100 yuan.
Minimum repayment amount: 65438+ 00% of the minimum amount owed.
Bookkeeping date: 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month are bookkeeping dates, which can be adjusted once every six months after card opening.
Online payment: After the online payment function is enabled, users can set the cumulative consumption limit by themselves. When the consumption reaches this limit, it needs to be reset, and the previous accumulated records will be cleared.
comprehensive
Integral method: product 1 km 18 yuan; 20 yuan score 1 min; 1 min 20 yuan.
Period of validity of points: permanently valid.
grading
Installment application: call customer service of China Merchants Bank; The application time is from the day after the current billing date to two working days before the due repayment date.
Staging types: single installment, bill installment, shopping mall installment, online shopping mall installment, mail order installment, telephone shopping installment, TV shopping installment, car purchase installment, home improvement installment and group installment.
Installment amount: minimum 65,438 yuan+0,000 yuan.
Interest rate by installment: 3 installments: 2.6%; 6 periods: 4.2%; 12: 7.2%
Deduction method: one-time payment
Provisions on prepayment: prepayment can be made, but the fees collected will not be refunded.
Cash withdrawal from local peers: the minimum charge is 1% of the transaction amount 10 yuan, and the maximum charge is 20 yuan.
Local inter-bank cash withdrawal: 65438+ 0% of the transaction amount, with minimum charge 10 yuan and maximum charge of 20 yuan.
Cash withdrawal from peers in different places: 65438+ 0% of the transaction amount. The lowest charge in 8 yuan 100 yuan.
Off-site inter-bank cash withdrawal: 65438+ 0% of the transaction amount, with the lowest charge 10 yuan and the highest charge of 20 yuan.
Cash withdrawal from overseas UnionPay: the minimum handling fee of 3% of the transaction amount is $3.
Foreign non-UnionPay cash withdrawal: 3% of the transaction amount.
Overseas emergency cash withdrawal: the minimum charge for 3% of the transaction amount is $3.
Take back the overpayment of local counterparts: 0.5% of the transaction amount, with the minimum charge of 5 yuan.
Recovery of local cross-bank overpayment: the lowest charge is 5 yuan, and the highest charge is 50 yuan.