The China Merchants Credit Card is a relatively easy one to apply for. The amount of the credit limit is related to the type of credit card. As the credit card level increases, the credit limit will also increase, ranging from 1,000 to 50,000.

Although China Merchants Bank’s credit card application is more convenient, it also requires the applicant to meet certain conditions.

1. The age requirement is that you must be an adult over 18 years old, because only adults can work and have a certain ability to repay;

2. You must have With a stable job or stable financial income, you can pay off your monthly debts on time;

3. You must have a relatively good credit rating in your personal credit record.

On December 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, ushering in a new era of credit card consumption for Chinese people. After more than ten years of struggle and growth, China Merchants Bank Credit Card has formed three major visions: "to be China's best payment experience provider, to be China's best consumer finance expert, and to be China's leading diversified marketing platform". At the same time, it has also Won many honors.

Adhering to China Merchants Bank’s business philosophy of “Changing because of you”, China Merchants Bank Credit Card has continuously refreshed cardholders’ card experience through product innovation and service upgrades, becoming a leading brand in the credit card industry.

In recent years, China Merchants Bank Credit Card has actively pursued digital transformation, forged ahead with determination, pioneered the construction of the financial Internet, and created a technological legend in the domestic credit card industry.

Application method

In-store processing; staff from the credit card department of the local branch of China Merchants Bank will come to apply for the card; make an appointment online, and a dedicated person will come to collect the card.

Online appointment application qualifications: "Easy appointment, door-to-door card application" application conditions include the following three points but are not limited to these. Whether you meet the door-to-door application in the end

The conditions still apply to China Merchants Bank Credit Card Center Subject to review.

① Domestic residents (please provide ID number): aged 18 to 60 years old;

② Have a stable career and income, good credit and timely repayment of interest. Ability; (Students in school are not allowed to apply)

③ The area you are located in is within the door-to-door collection service range of China Merchants Bank Credit Card Center. For details, please see the online information filling page.

Gifts for new account application and recommended card application:

1. During different activities, new households who apply for different cards will be given different gifts or points.

2. Recommend a friend to apply for a card or apply for a supplementary card for a relative, and you may receive corresponding gifts.

Application information

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income status, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit/plate that has been verified by the original and marked by the employee;

3. Proof of financial resources: It can be a salary record issued by a bank, or an income tax withholding voucher, or a proof of the market value of houses, cars, deposits and investments. Documents (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other materials that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.

If you are a self-employed person, you can provide your individual business license and tax bills for the past three months. You can also provide other proof of your financial resources: income tax withholding certificate; self-owned real estate certificate Copies; copies of your own car driving license; bank deposit certificates and other documents that can prove your financial level.