Shenzhen Branch will be exempted from account management fees for unqualified gold cards that meet the following conditions:
1, payroll account. From July 1 1 to July 1, it is judged that there was a consignment transaction through our consignment system within half a year;
2. Enterprise Annuity Co-branded Card;
3. As long as the personal asset account being repaid (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan, personal pledge loan, personal business loan, etc.). As a loan repayment account, the account management fee including the secondary deduction account can be reduced or exempted;
4. Bank-securities transfer (based on the business that occurred in the current month as the basis for reducing the account management fee);
5. Third-party depository account (third-party depository account can be opened without deduction and no transaction is required);
6. Entrusted wealth management account (subject to the wealth management products entrusted by the account);
7. Credit card automatic debit account (based on whether the relevant agreement is valid, there is no need to generate a debit record in the current month);
8. "All-in-one Card" gold card with the functions of "easy consumption" and "easy turnover" (the agreement state is not closed, including four states of opening, suspension, freezing and deactivation);
9. Pension account, subsistence allowance account, medical insurance account and unemployment insurance account are exempt from account management fees, and customers need to provide relevant certification materials issued by effective institutions such as government agencies, neighborhood committees and work units (implemented from July 20 1,1);
10. Free account opening for housing provident fund deposit account (excluding loan account) (implemented from 201,1July).
If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.