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What are the requirements for a Bank of Communications credit card?

What are the requirements for applying for a Bank of Communications credit card?

1. You must have a work permit and income certificate, but it must be stamped with an official seal, and a financial seal alone is not enough.

2. Business cards used to work, but now they no longer work. Due to the economic crisis, banks have become more strict in their examinations. There must be proof of employment or income stamped with the official seal.

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4. If you have proof of employment, the success rate is 90%

Haha~~~

What are the requirements for applying for a Bank of Communications credit card?

? Let’s find out together next! 1. Application conditions for Bank of Communications credit cards: Any individual with full capacity for civil conduct and legitimate sources of income can apply for a Pacific Card principal card from the card issuer with his or her valid identity document and other documents required by the card issuer; principal card applicant You can apply for supplementary cards for your spouse and immediate family members with civil capacity. All corporate legal persons, agencies, public institutions, and social group legal persons registered in China can apply for a RMB card from the card issuer with the account opening license issued by the People's Bank of China, the valid ID of the designated applicant, and other documents required by the card issuer. . All corporate legal persons, agencies, public institutions, and social group legal persons registered in China and with legal sources of foreign exchange can apply to the card issuer with the account opening license issued by the People's Bank of China and the valid identity document of the designated applicant and other documents required by the card issuer. Institutions apply for dual currency cards. 2. Information required to apply for a Bank of Communications credit card. Domestic residents only need to provide: a completed and signed application form, identity document, residence certificate, income certificate; foreigners and people from Hong Kong, Macao and Taiwan also need to provide: foreigners Residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan residents. If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of commencement of operations.

What are the conditions for applying for a Bank of Communications credit card?

Application location: 1. Local bank branch; 2. Staff of local bank credit card center; 3. ICBC and CCB support official website application.

Application conditions: 1. Be at least 18 years old; 2. Have stable repayment ability.

Submit proof: 1. ID card; 2. Proof of employment or income; 3. Work phone number, home phone number and personal mobile phone number; 4. Tax payment certificate; 5. Proof of property, vehicles and other assets under your own name; 5. Other bank credit cards, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit will make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it will be for the bank to issue the card.

First find a credit card salesperson or lobby teller to fill out an application form. The other party will probably approve the card based on your conditions and will usually ask you to fill in the application form. Only after filling in the form will you have hope, and then submit the above information, etc. The bank's approval, whether to approve the card and the card limit, depends on the bank's overall score for you.

Good luck to you! Please accept the answer and support me

I want to apply for a Bank of Communications credit card. What are the requirements? 30 minutes

I work at the Bank of Communications in Xi'an. I don't need a car or a house. You have a car and a house, and all the money you receive from the processing office is more than 100,000 yuan.

Be at least 18 years old, have a serious job, full-time,

Provide ID card, work permit or work certificate That’s it! The information that needs to be filled in includes address, phone number, work phone number, and work information

It is best to have social security.

In fact, the Bank of Communications has a rule that you can apply for a youth black card with a college degree. Generally The amount is above 1W, just fill in a job, remember, college degree~

What are the conditions for Bank of Communications credit card application?

Documents that must be provided:

1. The applicant’s identity document, such as ID card;

2. Your proof of residence, such as the most recent Public utility bills, bank/securities/insurance/fund statements, mobile phone account, household register, driver's license, real estate certificate for any month within two months. Rental contract or social security card (must be in your name);

Please provide one of the following five types of supporting documents:

1. Any month within the last three months Payslip (if the payslip does not show the name of the unit, please provide the original payslip).

2. Bank statement/bank passbook showing your name and income in any month within the last three consecutive three months;

3. Showing your name in the last three months Monthly statement or account details list of Bank of Communications self-service salary transfer for any month;

4. Salary certificate issued in the name of the company and showing your name (the employer should be shown on the letterhead or at the end of the letter) The name of the unit and stamped with the official seal of the unit);

5. The latest personal income tax bill; other supporting documents;

What conditions must be met for a Bank of Communications credit card application to be approved?

Application conditions for Bank of Communications credit card

Just meet one of the following requirements

1. Original ID card + social security number of the unit (more than half a year old)

2. Original ID card + proof of income (with official seal or personnel seal)

3. Original ID card + copy of work badge (handwritten work badge and business card)

4 , Original ID card + other bank credit cards (more than half a year old)

5. Original ID card + business card

6. If you graduated from a college or undergraduate degree after 2003 (including 2003) Educational qualification and under 30 years old.

You only need your ID card to apply. No other information is required.

7. If you have a mortgage property loan in your name, (all domestic banks are acceptable). All you need is your ID card. No other information is required

What are the conditions for applying for a Bank of Communications credit card?

Bring your personal ID card.

Proof of employment income. (The company opens it, and then adds the official seal.) Then the bank will call your company to check your credit and prove that you work for that company.

Personal certificate of deposit. (This is optional. If you have it, you have a greater chance of getting your application approved.)

In addition, if you have proof of real estate or a car, it will be more powerful.

Generally speaking, as long as you have a job and have never applied for a credit card before, your credit card record will be clean. That's no problem.

Then, go to the bank lobby manager and tell him directly that he wants to apply for a credit card. Then fill out the form and submit the information.

Wait for notification.

What are the requirements for applying for a Bank of Communications credit card?

When you go to the bank, they will help you apply for a card. They will make a copy of the card you applied for and the same information you filled in when you first applied. Fill it out and pay. Submit together with a copy of your Bank of China credit card, and it will be approved soon. The limit is based on your original one

Is there any age requirement for Bank of Communications credit card?

Theoretically, it is 18 to 18 years old Between 65 years old, but now it is more difficult for those under 26 years old to get the card, unless your job is better.

The conditions of other banks are similar