Can't pay off your credit card balance and want to run away? Don't ask if it's okay. This kind of behavior is very unwise. If you run away, the bank will think that you are maliciously overdrafting your credit card and will report it. The consequences will be very serious. Let's learn about it together. There are two types of running away. One is running away in the real sense, running from the city where you currently live to other places and then hiding, not daring to appear in people's sight. The other is changing your address and contact information. Make the bank unable to contact you. No matter what kind of excuse you have to avoid paying your credit card debt, the consequences will be the same. Don’t think that the bank can’t do anything to you if you skip the payment. You must know that if the bank repeatedly collects debts to no avail, and the amount of debt owed is If the amount is 50,000 or more, it is suspected of credit card fraud and will be investigated for criminal liability.

So, what are the consequences of running away without paying your credit card debt? 1. It affects your own life. From the day you apply for a credit card, your personal information and credit information will be recorded in the central bank’s credit reporting system. Once recorded, no matter where you go, unless you never deal with a bank in your life, you will no longer Handle any real-name business, otherwise the bank will find you. In addition, your credit record has also been smeared, making it difficult to obtain approval for bank loans and credit cards in the future, and may even affect future employment. 2. It affects the future of children. For cardholders with children, if they run away without paying off their credit card debts, it will affect their children's ability to attend key schools and their ability to work in enterprises and institutions. Your children's lives may be ruined by you. , and you can’t hold your head up in front of others. Don’t you feel guilty? 3. Affect the life of the family. If the repayment is not continued, the bank will go to court to sue. Everyone knows the consequences. The bank will also pursue the company and the company will pursue it every day, making the family's life uneasy! Therefore, if you don’t owe more than you owe on your credit card, don’t run away, but find ways to raise money to repay. If you can’t repay in full, you can repay according to the minimum payment amount, or repay in installments. In fact, If not, borrow money and repay it.