It takes ten days to a month for the bank to make an appointment for repayment. From application to repayment, each bank has different regulations. Some banks need to make an appointment at the bank 10 working days in advance and fill out a written application. Some banks stipulate that if you want to make an appointment for repayment, you must apply one month in advance.

Repayment by appointment means that the bank will automatically deduct the corresponding credit card debt from the repayment account designated by the customer on the day when the customer's credit card is scheduled to repay after the bank handles the repayment business by appointment account. Under normal circumstances, if the prepayment is less than one year, you need to pay a penalty, which is 5% of the prepayment amount.

If this business is handled, the cardholder shall ensure that there are enough funds in the agreed repayment account, so as not to stop early repayment due to insufficient funds. The agreed repayment account can be a credit card or a savings card.

If you want to make an appointment for repayment, first of all, the borrower should inquire about the loan balance and the terms of the original loan contract, and telephone the materials that need to be prepared for prepayment; Secondly, the borrower goes to the credit department of the bank to fill in the application for prepayment, and the application is approved to repay the loan. In this way, the scheduled repayment can be completed.

I'd like to remind you that making an appointment for repayment will make the bank lose some interest, so it is reasonable for the bank to charge a certain handling fee.