If you have a smart card, the transaction currency is also the local currency of the transaction place. If you withdraw money through the ATM of the international organization route, the minimum handling fee is $2 according to the transaction amount of 1% (if your card is UnionPay card, don't take the international organization route); For ATM withdrawals through UnionPay system (except Japan and the United States), the minimum handling fee is RMB 10 yuan at the rate of 0.5% of each transaction amount (note: in Japan and the United States, the local accepting institution may charge the cardholder an additional handling fee). When using an international debit card to swipe a POS card or withdraw cash from an ATM in a non-US dollar area, a foreign currency exchange fee will be charged when taking the route of an international organization (about 65,438+0% of the transaction amount for VISA and 65,438+0.5% for MASTER card). Tips: When using an international card overseas, if the device supports both UnionPay and overseas routes, the device will automatically select the route.
If you have any other questions, I suggest you consult online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0. You can also consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.