Virtual card refers to a credit card that has no physical medium, but can conduct transactions online. Submit the application through the online self-service card platform, and after approval, complete the identity verification at the Industrial Bank outlet, and you will get a receipt printed with the virtual card number and a short message containing the validity period of the virtual card and the last three digits on the back of the card. The virtual card is activated by default after being picked up at the counter. You can dial 9556 1 and set the password according to the voice prompt. Virtual cards can be used online, such as online payment and online banking registration.

This credit card has many advantages, and it is precisely because of these advantages that many people are actively handling this credit card. For example, this kind of card is particularly fast to handle. Traditional credit cards need to submit application materials when processing, and this process will last for a long time.

Sometimes it even lasts for a week or two. This virtual card can be completely completed within one hour at the time of application, then it can be fully activated, and then it can be used normally. Compared with traditional credit cards, virtual credit cards have many other advantages. For example, this kind of virtual card is definitely more convenient to use.

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When using this card, just like we usually use WeChat or Alipay to scan the code to pay, it is particularly convenient and flexible, and it is also very good to use. Then the application scenarios supported by this card, especially those supported by traditional physical credit cards, are completely supported by these virtual cards. This virtual card can also support some payment methods that online payment can support.

This kind of virtual card has other benefits, for example, you can get many points and many discounts when you spend with this card, so these points and these discounts can bring tangible benefits to consumers. In addition, you can choose to use this card in installments, and the installment rate is relatively low, especially compared with online payment, the tax rate of this virtual card will definitely be lower when it is phased.