Whether the credit card application can be successful is actually related to the identity of the applicant. For example, if a credit card is applied for by a white account, it will often be rejected. At this time, the user needs to find the reason from himself. So, why do I keep getting rejected when I apply for a credit card? It may be caused by these reasons!

1. Bank risk control has been tightened and audits have become more stringent. Many credit card application platforms have tightened risk control, and have reduced credit limits and blocked cards for many cardholders. Although white households can be allowed to apply for cards, the review will definitely be stricter. Naturally, it will be more difficult for white households to successfully get the card approved. . Therefore, if Baihu wants to successfully apply for a card, he needs to seize the opportunity to apply for the card and submit the application during the water release period.

2. No credit record. The credit report of Baihu is blank and cannot provide the bank with reference data. Therefore, the bank cannot judge the liabilities applied for and does not know the applicant's repayment ability. In order to avoid risks, the record of rejected cards will be relatively large. Therefore, white households can apply for credit cards with lower thresholds first, and establish a good credit record for themselves through good borrowing and repayment behavior.

3. No business dealings with banks. If your salary card is from a bank, or you have savings in the bank, or you have purchased financial products, funds, insurance, etc. sold by the bank, you can get extra points for applying for a bank card. If you do not have any business dealings with the bank, you may not even apply for a bank card. Zhang, the bank has no way of knowing the financial income, credit, etc. of Baihu, and the card may be rejected.

4. Provide false information. Some white accounts don't even have a job. In order to increase the success rate of applying for a card, they will fill in company information casually, such as fake workplace, landline phone number, address and other information. Once discovered by the bank, the card will be rejected at best, or at worst. They will be blacklisted and become banned users of the bank.

5. The bank card type was not chosen correctly. To open an account, it is best to start with a bank with low thresholds, such as China Merchants Bank, Minsheng Bank, Industrial Bank, etc., and choose some youth cards and co-branded cards. The probability of getting a card will be higher, and the card level is preferably regular card or gold card.

The above is an introduction to the reasons why Baihu’s card application is always rejected. Users can find out the reasons why their card application is rejected based on their actual personal circumstances, and then take corresponding measures to solve the problem and improve their card application. success rate.