1. Credit card loan interest

The current credit loan interest rate is generally 0.8-2.88 per month. The specific amount needs to be determined based on the qualifications of the borrower and the selected lending institution. 1. The borrower has better qualifications. If you choose a bank to apply, the credit loan interest rate is generally around 11 per annum. If you choose a company, the loan interest rate is between 2.2-3.5 per month. Of course, if the borrower has better qualifications, no bad credit record, and has properties such as real estate and stocks, you can enjoy more favorable credit loan interest rates. 2. In addition, the amount of credit loan interest can be calculated based on the loan amount, interest rate, term and repayment method. As far as repayment methods are concerned, two repayment methods are more common: equal principal and interest and equal principal. 3. Their respective calculation methods are: equal principal and interest = (loan principal - cumulative amount of repaid principal) monthly interest rate and number of repayment months; and interest for equal principal and interest can be calculated by subtracting the monthly principal from the monthly payment amount. Gold is calculated. : 1. Credit card loan means that the bank provides a certain amount based on the credit card holder’s credit status, and the card holder can use the credit card to make purchases. Credit card loan repayment methods are divided into two methods: one-time principal repayment and installment repayment. 2. For example, when it comes to car purchases, the bank will increase the installment limit of the credit card holder based on the credit card holder's credit status to meet the card holder's need to purchase a designated brand of car in installments at a designated dealer. Cardholders only need to bear a certain handling fee to repay the car purchase amount in monthly installments, which is a new car loan model that fully reduces the repayment pressure. 3. You do not need to pay bank loan interest when purchasing a car in installments with a credit card, but you will need to bear a one-time handling fee. Handling fee = installment amount 4. In terms of shopping in shopping malls, shopping mall installment is one of the bank credit card consumer credit services. That is, when credit card holders make purchases, they can choose to divide the total price of the purchased goods or services into 3, 6, or 12 installments. Payment can be made in several installments (months) such as one or 24 installments. Repay the amount on time according to the credit card bill in each period (month). When the cardholder chooses to go to a bank's designated installment merchant store and complete the installment payment through a designated POS machine, it is called "mall installment payment" or "mall installment" for short.

2. What is the unsecured personal interest rate? I have a credit card and good credit

It is recommended to get a loan from China Construction Bank

I hope it can help you. If your problem is solved, please click to accept it, thank you

3. Which bank has the interest rate in 2021?

Bank of China has the lowest, which can reach 2.6, followed by Industrial and Commercial Bank of China. Most decoration loan banks are around 8 to 12.

4. Request about the interest rate of bank loans, credit cards, small personal loans

Don’t forget it, bank loans have the lowest interest rates and require collateral. (The processing time is the longest)

For a credit card, you must first apply for the required amount, cash out, and then pay in installments. (The procedure is the simplest, the amount is not fixed, between half a month and a month)

, and the interest rate is the highest. (The procedure is convenient, the amount is relatively fixed, and it takes 3 to 5 days)

Each product has pros and cons, choose according to your actual needs.

If the bank uses it for 10 months, it is basically impossible. There is no such short term.

Credit cards require a certain limit, cash out in installments, and have the lowest interest rates.

Generally, there are no 10-month products, half a year or one year, and the interest rate is relatively high.