Cash withdrawal is one of the essential functions of credit cards, but many banks charge a handling fee for cash withdrawal, which should be calculated from the day of cash withdrawal. Then, what is the cash withdrawal fee and interest of Everbright VISA Rio Olympic Card? How to calculate? Let's take a look together.
I. Card Refund Fee for Everbright VISA Rio Olympic Card
1. Domestic cash withdrawal of China Everbright Bank's credit card: the cash withdrawal fee is charged at 1% of the transaction amount, and the minimum cash withdrawal in RMB is 10 yuan; The minimum charge for withdrawing US dollars in cash is $3.
2. Overseas cash withdrawal of Everbright Bank's credit card: through the UnionPay network transaction, the cash withdrawal fee is charged at 1% of the transaction amount, with a minimum charge of 15 yuan RMB for each transaction; For online transactions through VISA and MasterCard, the cash withdrawal fee is charged at 1% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30; Through JCB online transactions, the withdrawal fee is charged according to the transaction amount, with a minimum charge of $3 and a maximum charge of $30 overseas;
Everbright VISA Rio Olympic card
The first brush to send 65438+ ten thousand points; Support fast near-field payment;
EMV chip is safe and convenient; Free of cross-border transaction fees
Second, Everbright VISA Rio Olympic Card draws interest.
From the date of cash withdrawal by China Everbright Bank, the overdraft withdrawal interest will be charged at the expected annualized interest rate of 0.5 ‰ until the overdraft withdrawal amount and overdraft withdrawal fee are fully paid off.
Take Mr. Wang for example. His bookkeeping date is the 2nd of each month, and the due repayment date is the 22nd of each month. On May 20th, he used Everbright VISA Rio Olympic Card to withdraw 1 0,000 yuan from the ATM, so the interest on his bill when he repaid in June 10 was:
1000 yuan ×××22 days (accounting date to repayment date) = 1 1 yuan.
Can China Everbright Bank Rio Olympic Credit Card be used in China?
Visa single label card. It can be used, but it is rarely used. High-end hotels in Starbucks support visa.
Can China Everbright Bank Rio Credit Card be used in China?
1: Once the application is successful, the cardholder will become a member of the Fashion Club, and enjoy a 15% discount for subscribing to COSMO and Mr. Fashion, and a 20% discount for subscribing to other magazines under the name of Fashion Group. In addition, cardholders will have the opportunity to participate in fashion-themed monthly activities, such as beauty, fitness and golf. It is regularly published by fashion magazines and gets concert tickets and famous products from time to time. ...
The introduction of Everbright Rio Credit Card and Everbright Bank visa Credit Card is over. I wonder if you found the information you need from it?