There are many reasons why a credit card (debit card) is deactivated, and the consequences are also different. If it is deactivated due to overdue, then the degree of overdue must be serious:

1. First of all, being overdue will affect your credit, and having a bad credit record will affect your future bank credit loan business;

2. Overdue payment will result in liquidated damages and high penalty interest. This interest is calculated on a daily basis and compound interest is calculated on a monthly basis. The compound interest will increase more and more.

3. If a credit card (debit card) is overdue for more than 3 months and has not been repaid after two effective collections by the bank, and the principal of the debt reaches 50,000 yuan, it will become a credit card (debit card). If you are sued by the bank for fraud, you may be held criminally responsible.