It stands to reason that after the credit card is paid back, there will be no arrears this month, but many people report that there are still arrears in it when the credit card is clearly paid back. What's going on here?

The reason for this situation is that part of the consumption amount in the card is included in the next bill, so there are debts to be repaid in the next period. Or swipe your card to generate a bill just after payment, and in another case, an annual fee is generated in the card just after payment.

It is a common phenomenon that credit cards are still in arrears, and it is also a routine operation. Unless all the consumption amount of the user is included in the current bill, and then the user chooses to repay in full and does not continue to use the credit card, there will be no arrears after repayment.

The current bill has nothing to do with the total debt. Every repayment of the credit card is aimed at the previous debt, and the remaining total debt can still be repaid on the billing date of each month, and some bills have not been repaid, so it is normal to show that there are still debts.

Finally, I would like to remind you that there may be another reason for this situation, that is, there is no payment after repayment.