In this case, someone may have stolen your ID card (or copy) to apply for a credit card. My suggestions are:

1. Ask your family if They do. Because all you owe on your card is the annual fee, if it is stolen by a bad person, you will often still have to pay for consumption.

2. If it is confirmed that it was not done by your family members, immediately call Bank of China at 95566 to report the loss of this card, so that others cannot use it. Then go to the business hall of the Bank of China to find out this matter.