The usage methods of Bank of Communications card swiping funds are as follows:
1. Check the card swiping funds usage rules: You can check the specific card swiping funds usage rules through Bank of Communications official website, Pay Bill APP and other channels, because Different credit card activities may have different usage conditions and restrictions, such as usage scope, validity period, deduction ratio, etc. Only by understanding the rules clearly can you ensure the correct use of credit card credits.
2. Use within the validity period: The credit card must be used within the validity period, otherwise it will be automatically invalidated. Therefore, cardholders need to pay attention to the validity period of the credit card and make reasonable arrangements to use it within the validity period.
3. Deduction of transaction principal: Within the available range of card swiping funds, card swiping funds can be used to deduct all or part of the transaction principal. The specific deduction amount is subject to the records of the Bank of Communications system. Cardholders can check the bill or details after the transaction to confirm whether the card payment has been successfully deducted.
4. Comply with the rules of the activity: If the card swipe bonus is for a specific activity, then the cardholder needs to abide by the rules of the activity. For example, some activities may require cardholders to complete a certain number of transactions during the activity period, or meet certain consumption amounts and other conditions before they can use the card credit.
5. Accumulative use of multiple credit card credits: If the cardholder has multiple credit card credits under the same Bank of Communications credit card and all meet the deduction conditions for designated transactions, then these card credits can be cumulatively used for the same designated transaction. The transaction principal is deducted from the transaction. The specific order of deductions shall be subject to the regulations of Bank of Communications.