1. ICBC customers with four stars or above can apply for a credit card, and the customer credit card limit is generally less than 10,000. However, if your financial strength is strong enough and your credit report is not bad, then, next There is also hope for a gold card with a credit limit of 50,000.

2. Specifically:

(1) According to the regulations on the treatment of different levels of customers according to the industrial star-level system:

1. Four-star customers can Apply for ICBC general credit card;

2. Five-star customers can apply for ICBC gold credit card;

3. Six-star and seven-star customers can apply for ICBC credit card Platinum Card.

(2) Then, according to the above regulations, the credit card limit for ICBC four-star customers is generally less than 10,000 yuan, because the credit card level that can be applied for is a regular card.

(3) However, when ICBC four-star customers handle business at ICBC business outlets, they find this warm reminder through the number collection form: Invitation to apply for a card: You are a high-quality customer of our bank, and we sincerely invite you When you apply for our bank's credit card, your limit can reach approximately 50,000.00. You can apply through our bank's branches or online.

3. Extended information - applying for a credit card:

(1) Conditions for applying for a credit card:

Because the credit card has an overdraft function, which means there is no money in the card You can also make purchases with a credit card, so not everyone can apply for a credit card, and banks only issue credit cards to people they think are honest.

1. Be between 18 and 65 years old;

2. Have a stable career and income;

3. Have good credit and be on time The ability to repay interest;

4. Natural persons with full capacity for civil conduct (robots, vegetative persons, minors, and mental patients to a certain extent are not allowed).

(2) How to apply for a credit card:

Computer operating environment: Apple Computer A1466 Windows10

Mobile operating environment: Xiaomi 12 MIUI12.5.13

1. Go to a bank branch to apply, and bank staff will help you complete the application;

2. Apply for a credit card on the bank's official website, just search for your favorite bank on the computer, such as "Industrial and Commercial Bank of China", after entering, you can see the credit card column, and then follow the prompts to apply for a credit card; note that to apply for a credit card, you must be over 18 years old, have a stable source of collection and good credit, which are the requirements for applying for a credit card. If the conditions are not met, the bank will refuse you to apply for a credit card.

(3) The materials that need to be provided are as follows:

1. The information that must be provided - identity documents:

(1) Domestic persons: apply A copy of the personal ID card or military officer's ID card;

(2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan must provide a copy of their pass, and other foreigners must provide a copy of their passport.

2. Other supporting documents (please provide as much as possible to help improve your credit limit):

(1) Work certificate, copy of work permit or work identification card (employment card) , original business card, and original work certification document stamped with the official seal of the unit.

(2) Proof of income: salary records issued by banks in the past three months (copies of salary card statements) or copies of personal income tax withholding vouchers or original income certificates issued by the unit.

(3) Copies of academic certificates, professional title certificates, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, time deposit certificates, etc., telephone number, and telephone number of the current place of residence in the past three months. , any receipt for electricity or gas bills, other bank credit card certification documents (the originals of the last three statements) and other original documents. It is recommended that before applying for a credit card, you can call the credit card customer service phone number in advance to inquire about the "requirements for applying for a credit card" from your favorite credit card issuer. You can also log on to the Credit Card Center website to check the specific conditions for applying for a credit card and what materials are provided. .