Many people choose to apply online for credit cards, which is convenient and fast, and more importantly, they have the opportunity to be approved in seconds. However, the card limit disappoints cardholders. What is the general limit for online credit card applications? Why is the limit so low?

The limit for applying for a credit card online is generally lower than applying offline. For a white credit card user to apply online for the first time, the limit is generally between 3,000 yuan and 8,000 yuan, even if you apply for a gold card or platinum card. Card, the limit is not too high.

Reasons for low credit card limit in online review

1. The submitted supporting materials are insufficient. Online application only requires filling in basic card application information and financial proof cannot be provided. Therefore, the bank does not accept the application. The understanding of people's financial strength is not deep enough, and the credit limit is not high.

2. When applying for a credit card online, the bank will directly transmit the information filled in by the applicant to the credit card center. The review is relatively relaxed and the process is not as complicated as offline. In order to prevent and control risks, there will be some reservations in the credit limit.