E-card accounts can be opened through the visual counter (16 years old and above) or at any outlet of the bank (unable to act as an agent). E card is not equipped with physical card for the time being. If you want to use a physical card (such as swiping a card in a shopping mall or withdrawing money from other ATMs), you need to apply for a card.

If you apply for an electronic card at the same time as applying for a credit card, you can activate the electronic card according to the following steps: after logging in to mobile banking, select "Home → All → Assistant → Electronic Card" to enter the activation process. When activated, the initial password is the last 6 digits of the ID number. If there are letters, please move forward one place. You can choose whether to match the card or not.

To apply for a credit card of Pocket Life, you can issue a UnionPay electronic card. Before mailing the physical card, you can apply first and share the quota with the physical card. After binding the pocket life, you can open the card after verification.

(Reply time: 2065438+July 4, 2009, please refer to China Merchants Bank official website for the latest business changes).