1. Credit cards are similar. According to the degree of benefit, it is best to apply for a co-branded card for cooperation with shopping malls. You can accumulate points or something. Personally, I don't think there is much difference.

Apply for a credit card. You need to fill out an application form. It can be downloaded from the bank website.

According to the repayment ability evaluation, you can apply for 3000 yuan.

General processing takes 15 working days and will be mailed to your address by the credit card center.

Finally, you can go to a shopping mall or a pedestrian street to find a credit card. The application is more likely to pass and the quota can be higher. If you don't have enough ability to repay on time, it is recommended not to apply for a credit card. Too many overdue things will affect your personal credit record and affect the loan approval in the future. Please treat it with caution.