Hello, if you are referring to our bank’s credit card business, you can apply for installment repayment for your credit card consumption. Applying for installment repayment of the current bill is called "issued bill installment". Applying for installment payment for consumption that has not yet been billed is called "unbilled installment". (Business cards do not have the installment business function)

Bills that have been issued can be repaid in 2 to 24 installments; transactions that have not been invoiced can be repaid in 2 to 12 installments; one installment is one month. The bill installment handling fee is included in the monthly bill for installment repayment, and the handling fee per installment = the total installment amount × handling rate. The rate for 2nd period is 1.0%/period; the rate for 3rd period is 0.9%/period; the rate for 6th period is 0.75%/period; the rate for 10th period is 0.7%/period; the rate for 12th period is 0.66%/period; the rate for 18th period is 0.68 %/period; the rate for 24 periods is 0.68%/period.

After the bill installment application is successful, the current bill only needs to repay the amount other than the bill installment, and the principal amount payable in the first installment (principal payable in each installment = total installment principal ÷ number of installments) And the handling fee will be reflected in the next month's bill. The bill installment transaction is fully offset against the bill amount, and 10% is offset against the minimum repayment balance. (Business card does not have installment service)