In the early stage of applying for a credit card, the cardholder has a fixed limit. However, as the cardholder's credit becomes good, the bank will provide a temporary limit. The limit is one month for China Merchants Bank and the maximum limit is 90 days for China Construction Bank. Once the time limit is up, the temporary quota will be cancelled. So whether the temporary quota can be turned into a fixed quota, and how to turn the temporary quota into a fixed quota, we will find out for everyone.
The temporary limit of China Construction Bank Credit Card becomes a permanent limit
1. The cardholder maintains a good credit record. There must be no black history in the personal credit report, and there must be no overdue or cash out when using the credit card. and other inappropriate behavior.
2. Use a credit card for daily consumption. No matter how big or small the transaction is, the credit limit will increase with multiple uses of the credit card. It is even better if there are overseas transactions.
3. Occasionally make installment repayments. Installment repayments require interest, which makes the bank gain. It is like giving the bank a little sweetness before it will give you candy.
4. When applying for a temporary quota, use the temporary quota to the maximum extent to let the bank understand your demand for capital quota.
5. You can call the bank to ask for a limit increase
6. After your application for a fixed limit is rejected, you can put the credit card on hold for a period of time
Note:
p>Consume rationally!