The card swiping method of Bank of Communications credit card on the billing day is as follows: repayment can be made on the next due repayment date, and the longest interest-free period can be 50/55 days, and repayment can be made within 50/55 days.

Consumption on the billing date is included in the current bill: repayment is required before the due repayment date in the current period, such as Agricultural Bank of China, China Construction Bank, Postal Savings Bank, CITIC, Minsheng and Xingye. And require repayment within 20/25 days. There is still a time requirement for other banks to be included in the current bill. For example, the consumption before 6pm on the billing date of CCB is included in the current bill, and the consumption after 6pm is included in the next bill. Ask the bank customer service specifically.

: 1, credit card

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

China's relevant laws ("NPC Standing Committee on

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

There is no need to pay cash for credit card consumption, and it will be repaid on the billing day. ?

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Reference link: Baidu Encyclopedia _ Credit Card