Hello, if the credit card you hold from our bank has the VISA, MASTERCARD, JCB or American Express logo on the card, it can be used overseas (including Hong Kong, Macao and Taiwan) (including online payment). Credit card purchases overseas through international lines will be settled in U.S. dollars. If the consumption amount is non-U.S. dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount. If the consumption amount is US dollars, there will be no foreign exchange settlement fee.
China Merchants Bank’s all-currency credit card will automatically activate our bank’s foreign exchange purchase function when you apply for this card, and foreign currency consumption will be repaid in RMB. * This card only supports VISA line transactions and is recommended for users traveling overseas and shopping online. * International credit cards in all currencies do not currently support repayment through UnionPay channels (including transfers from other banks, bank transfers, Xinpay Lakala, etc.) and online repayments (including UnionPay Online, Yibao, Tenpay, Alipay, etc.) , please contact customer service for more repayment channels. If you mainly use it domestically, it is recommended that you apply for other credit card products of China Merchants Bank.
If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search the number "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" For consultation, thank you for your attention and support to China Merchants Bank!