1, the first point is that the concept is completely different.

Credit card withdrawal refers to the credit line granted by the issuing bank or institution to the cardholder, which can be used for cash advance or transfer;

Credit card consumption means that when you buy goods, you directly exchange money for things and conduct transactions.

2. The second difference is that the limit is different.

The amount of cash that can be withdrawn by a credit card in each period is usually 30% or 50% of the fixed amount of the credit card;

If it is within the available credit card limit, there is no limit on credit card consumption.

The third difference is that the interest-free period is different.

Credit card withdrawal does not enjoy the interest-free period, and interest is charged at 5/10000 of the withdrawal amount every day from the date of withdrawal;

Credit cards have a certain interest-free period, and you can enjoy the interest-free period before repayment.

4. The fourth difference is that the integration rules are different.

In other words, credit card withdrawal is usually unable to calculate points;

But credit card spending can accumulate points.