In fact, it is unwise to cancel the card after reducing the fee. Once the card is cancelled, it is difficult to get a card. Therefore, it is the right way to find ways to restore the quota. Only by finding out the reasons for the decrease can the quota be restored. If you are innocent, you must also produce evidence to prove your innocence.

1. It takes time to wait patiently. Generally, the withdrawal time of Guangfa is 6 months. During this time, keep a good swipe posture.

2. Always swipe your card during the card raising period to diversify your consumption. If the amount is not enough, you can save money to swipe it to prove that you need a useful card. You can also provide real estate and car production to prove your repayment ability.

3. Improve your star rating in Guangfa. This star rating is self-examination, mainly to make contributions, or to participate in more activities of Guangfa to improve.

4. If you have some money on hand, you can move bricks in Guangfa, buy some wealth management and so on, brush a little kindness and try to get forgiveness.

5. Increase the swipe frequency of Guangfa Credit Card. Always swipe your card, and the monthly bill amount can reach 30% of the credit card limit. The scope of credit card swiping is as wide as possible, covering all kinds of merchants and increasing consumption scenes.

6. Frequent overdue repayment is a signal to be reduced. If you always don't pay back the money in time, the bank won't lend you money, so you should pay back in full and on time every month. If repayment is really difficult, you can apply for bill installment or choose the repayment amount. Guangfa Bank also has a time-sensitive repayment service.

7. Try not to swipe your card repeatedly at the informal merchant pos machine, and don't concentrate all your consumption on the billing date, otherwise the bank will suspect that you are cashing out. It is illegal to cash out. If found, it will be frozen by the bank and blacklisted.