Can the money in the credit card be transferred to WeChat?
It can be transferred to WeChat. The steps are as follows:
1. Open the WeChat main interface, click on the three dots above, and click on My Wallet.
2. Click My Wallet to jump to the page and click Wallet Options.
3. After entering the wallet, you can see all the bound bank cards. To transfer money to WeChat Wallet, you first need to bind the bank card to use it, and then click Add Bank Card with gray font.
4. Then enter the payment password. If this is the first time you use it, WeChat Pay will prompt you to set a payment password.
5. Enter your name and credit, then click Next, as shown below. The credit card also requires the expiration date and the CVS code on the back of the card.
6. Enter the mobile phone number bound to the credit card, and then take the next step, as shown below.
Note: Because you are using quick payment, you must leave the mobile phone number bound to the card. If you do not have the mobile phone number, you need to go to the bank counter to handle it. This is the most convenient.
7. Enter the verification code received to verify the phone, as shown below.
8. After the bank card binding is completed, then click on the green option, change.
9. If you want to recharge money into your wallet, you can choose to recharge it, as shown below to recharge money through the credit card limit.
10. Fill in the recharge amount, as shown below.
11. Then the recharge is successful, as shown below.
Can a credit card be recharged with WeChat change?
Credit card money can be transferred to WeChat. To transfer credit card money to WeChat, you need to first withdraw cash from the credit card or transfer cash from the credit card. After transferring the money to the debit card, you can then complete the WeChat payment recharge through the debit card. As for credit card transfers directly to WeChat Pay, this is not supported. Credit cards can be directly bound to WeChat for consumption, so there is no need to transfer funds to WeChat.
Of course, after a credit card is bound to WeChat, it cannot be used to send red envelopes or transfer money, but online and offline payments are supported.
Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.
Applying for a bank card
The process of applying for a credit card and a debit card is different.
When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card or household registration book or copy of household registration book), proof of residence, proof of unit income or proof of personal assets and other materials to the card issuer. To apply, you need to fill in the application form, and the information filled in must be true. After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Credit cards are only available to customers who are 18 years of age or older. Minors are not allowed to apply for credit cards.
Applying for a debit card is relatively simple. You only need to bring your valid documents (ID card or household registration book) and fill out the application form at the bank where the account is opened. The card can be issued to the applicant at that time. There is no age limit for debit card application, and minors can also apply. When customers under the age of 16 apply for a debit card, their guardian must hold the account book (if they are not in the same account book, relevant certificates must be provided) to the bank branch counter to apply for it. The person being processed does not need to be present; if the customer is over 16 years old, If minors under the age of 18 are already working, they can go to the bank counter with their work certificate and ID card to apply for a debit card on their own. If they are not working, they still need the assistance of their guardians, and the person being processed does not need to be present; Applicants who are 18 years old or above can directly go to the counter of a bank branch or a self-service card application machine with their ID card to apply for a debit card, and get it immediately. According to national regulations, debit cards issued by minors do not have online banking functions and cannot be bound to mobile payment software.
Report the loss of a bank card
The procedures for reporting the loss of a bank card are not exactly the same among major banks. If you lose your bank card, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other proof. Report the loss of materials at the bank counter.
Can a credit card be recharged into WeChat change?
Absolutely not. The function of a credit card is consumption, and cashing out is absolutely prohibited. A credit card grants a credit limit to the cardholder to provide preferential treatment for overdraft consumption, encouraging and facilitating customers to consume
Credit cards are expressly prohibited from cashing out. The act of directly recharging change is considered cashing out. Credit cards do not support the operation of recharging change, otherwise. They will maliciously apply for multiple credit cards to cash out in order to avoid the strict and long loan application procedures
If you really need small amounts of cash, you can use your credit card to go directly to the teller machine to withdraw cash, and then top up the change. . However, interest will be calculated on a daily basis for credit card cash withdrawals! Very uneconomical
Can a credit card (debit card) be used to recharge WeChat Wallet?
After a credit card (debit card) is bound to WeChat, it can only be used for consumption. Top-up change, transfer, and red envelopes are not allowed. Because credit cards (debit cards) are directly recharged to WeChat Wallet, which involves WeChat cash withdrawal, so credit cards (debit cards) can only withdraw the limit and then transfer the money to WeChat Wallet through other methods. Direct recharge is No.
For users, only bank cards can be used to recharge WeChat wallet. Users can use the money in the bank cards freely, and there is no restriction on this.
How do I transfer money from my credit card to my WeChat account?
The steps are as follows
Step one: Open WeChat Pay, enter the wallet, and bind the bank card.
Step 2: Add bank card.
Step 3: Return to the wallet and click Change.
Step 4: Click to recharge.
Step 5: Enter the recharge amount, click Next after completing the input, and then enter the payment password.
Finally the recharge was successful, please wait for the SMS notification.
Summary: Open WeChat, select Me-Payment-Wallet-Change-Recharge, select the bank card for the recharge method, fill in the recharge amount, and complete the recharge according to the prompts.
That’s it for the introduction of credit card recharge to WeChat wallet.