Send a text message to check the available credit limit and cash withdrawal limit of CITIC Bank credit card, including RMB and foreign currencies. Inquiry method: Send "ED plus the last four digits of the card" (such as ED1234) to 106980095558.
CITIC Bank’s credit card limits are generally differentiated according to the type of credit card, with more and less. Generally, the credit limit of a regular card is between 3,000 and 10,000 yuan, the credit limit of a gold card is between 10,000 and 50,000 yuan, and the credit limit of a platinum credit card is more than 50,000 yuan. Moreover, CITIC Bank’s credit card cash withdrawal limit can reach up to 30% of the actual limit. Extended information
Tips for increasing the credit limit of CITIC Bank credit cards:
1) It is necessary to swipe the card frequently, more times, and in more types, and to swipe the card to consume both large and small, and especially every Nearly all the quota has been used up every month, so that the bank will know that your quota is not enough, but you cannot max it out, and you will need to pay an over-limit fee if you max it out;
2) Of course, you must repay on time. Leave a good record, a bad credit record is all in vain; show a good repayment ability, which is a prerequisite for raising the limit.
3) Frequently call the bank during holidays to temporarily adjust the limit. Adjusting the permanent limit a few times will also make it easier to increase the permanent limit.
4) Frequent installment payments, especially for large purchases, but you need to At the expense of paying some handling fees or installment interest;
5) Even in the same bank, different credit cards have different credit cards. For example, CITIC JD.com Little White Card can often be used for purchases on JD.com. It is helpful to increase the limit. For example, the CITIC Carrefour Credit Card can also be used to increase the limit by frequently swiping the card at Carrefour supermarkets and paying installments. This is true for other co-branded credit cards. You have to pay attention to which aspect.
CITIC official website-How to check the credit card limit through CITIC Bank credit card text message?