Of course, you can also check whether there are any outstanding bills in your account. If so, you can pay off the arrears first and then restore the amount. If the available amount reaches the quantity, you can pay by installments with white bars.
You can also go and see if the system provides a temporary quota. If yes, you can apply for a temporary quota. In this way, the available amount will be more, and it is not a problem to buy goods in installments with white bars.
In addition, according to the difference, you can deposit the corresponding funds into the Jingdong small vault for locking, and then wait for the IOUs to increase the corresponding amount before making installment payment.
Of course, if the amount of other credit payment instruments under your name is sufficient, you can also directly choose another credit payment instrument for installment payment.
Now is the era of credit, once the credit is defiled, many things will be difficult to move. As the source of big data, online lending will be classified as high credit risk once big data is in chaos, thus affecting credit reporting and living restrictions. People who don't know about credit information and big data can check their credit information data in Xiaoqi Credit Information, so as to know their credit information data, loan records and risks. I suggest you pay attention to protecting your big data credit record.
Extended data:
How to increase the temporary quota of IOUs in JD.COM?
After paying attention to the public micro-signal of JD.COM Baitiao, the user can try to withdraw the temporary quota as long as he replies to withdraw.
The temporary quota is not drawn, indicating that the user has not passed the evaluation of the system temporarily. Please continue to pay attention, the system will issue temporary quotas to users from time to time.
After obtaining the temporary loan line, it needs to be used within the prescribed time limit.
After participating in the temporary quota withdrawal activity, the quota has not been improved, usually because the user does not meet the conditions of the activity.
Or the user meets the activity conditions, then you can confirm your IOU again.