Credit card over-limit fee refers to the fee charged by the bank for the part exceeding the credit limit when the accumulated credit limit used in a billing cycle exceeds the credit limit approved by the issuing bank.
Agricultural Bank of China has nine kinds of credit cards. They are: standard series, cultural and educational series, official series, high-end series, family series, car owner series, business travel series, young series and other series.
Standard series: Burning Dream Credit Card, Lucky Card, Tianjin Full Card Credit Card (UnionPay Gold Card).
Cultural and educational series: Teacher-respecting Credit Card, Teacher Platinum Card and Tianjin University of Finance and Economics Co-branded Card (UnionPay Gold Card).
Official series: official cards of central budget units in Jinsui (official cards of local budget units in Jinsui), official cards of military units in Jinsui (official cards of equipment fund of military units in Jinsui) and official cards of armed police forces in Jinsui (official cards of border guards in Jinsui).
High-end series: Private Bank Green Diamond Credit Card (MasterCard brand), Zunran Platinum Credit Card, Jinsui Tennis Platinum Credit Card, You Ran Platinum Credit Card and Private Bank Green Diamond Credit Card (UnionPay brand).
Family series: playing with credit cards, ABC beautifully upgraded mom's credit cards.
Owner series: Liaoning Liaotong ETC Credit Card, Jiangsu Sutong ETC Credit Card, Hebei Jitong ETC Credit Card, Qinghai Qingtong ETC Credit Card, Shandong Lutong ETC Credit Card, Jilin Jitong ETC Credit Card, Jiangxi Gantong ETC Credit Card, Hubei Tongqu ETC Credit Card, Hunan Xiangtong ETC Credit Card, etc.
Business Travel Series: China Eastern Airlines Co-branded Credit Card, Phoenix Co-branded Credit Card, China Southern Airlines Pearl Co-branded Credit Card, Global Business Travel Credit Card, Jinsui HNA Co-branded Credit Card, Jixiang Airlines Co-branded IC Credit Card, Study Abroad Credit Card, Xiamen Airlines Bailu Co-branded Credit Card, Jinsui Youyou World Credit Card, etc.
Young Series: My Way Emoji Credit Card, China Telecom Co-branded Credit Card, An Baili Unicom Co-branded Credit Card, Jinsui QQ Co-branded IC Credit Card, My Way Visa World Cup Credit Card, Pleasant Goat and Big Big Big Wolf Co-branded Credit Card, My Way Credit Card (UnionPay Card), My Way Credit Card (MasterCard) and Agricultural Bank of China Haoju Credit Card.
Other series: Lefen Card (automatic phased upgrade version), National Photographic Co-branded Card, Jinsui Environmental Protection Card, Jinsui Wenzhou Merchants Card, China Tourism Card (Hailing Island, Guangdong Province), Shenzhen Lemon Credit Card, Shenzhen Cultural Credit Card, Guizhou Colorful Treasure Card, Jinsui Lefen Card, etc.